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Flood risk in Utah

FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.

Counties with claims
18
of 21 reporting
Total NFIP claims
164
Total claims paid
$930,174
Active policies
457

Highest flood risk counties

Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.

  1. 1.Summit County0.95 / 1k
  2. 2.Morgan County0.86 / 1k
  3. 3.Grand County0.69 / 1k
  4. 4.Iron County0.38 / 1k
  5. 5.Carbon County0.38 / 1k
  6. 6.Wasatch County0.35 / 1k
  7. 7.Kane County0.31 / 1k
  8. 8.Weber County0.24 / 1k
  9. 9.Sanpete County0.23 / 1k
  10. 10.Cache County0.22 / 1k

Lowest flood risk counties

Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.

  1. 1.Tooele County0.05 / 1k
  2. 2.Box Elder County0.05 / 1k
  3. 3.Utah County0.09 / 1k
  4. 4.Salt Lake County0.11 / 1k
  5. 5.Davis County0.17 / 1k
  6. 6.Washington County0.17 / 1k
  7. 7.Uintah County0.17 / 1k
  8. 8.Cache County0.22 / 1k
  9. 9.Sanpete County0.23 / 1k
  10. 10.Weber County0.24 / 1k

Counties by historical claims

Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.

How to read this

Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.

Open FEMA Map Service CenterUtah cost overview

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.