About HomeRule

HomeRule is a homeownership cost and decision platform. Our goal is to help homeowners, prospective buyers, and anyone running a rent-vs-buy analysis understand the full, real cost of owning a home in their specific county.

Why HomeRule exists

Most real estate sites focus on listings or national averages. Listings hide the true monthly cost. National averages hide what a county actually pays. HomeRule pulls property tax, flood risk, utility, and home price data from government sources and presents it at the county level so you can see what ownership actually costs where you are.

What we do, and what we do not do

We publish cost breakdowns, calculators, and educational guides. We do not sell homes, originate loans, appraise property, or offer personalized financial advice. Everything on the site is for informational purposes only. Individual circumstances vary, so qualified professionals should be consulted for personalized guidance.

How we build

HomeRule is built on public, government-maintained datasets: U.S. Census ACS, FEMA National Flood Insurance Program, FHFA House Price Index, IRS Statistics of Income, DOE Energy Information Administration, and HUD Fair Market Rents. We document every source on the methodology page and link to the specific dataset under each data-driven page.