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Cost of homeownership in Utah

State averages from Census ACS, energy costs from DOE EIA, and appreciation from FHFA. County-level detail is below.

Avg home value
$337,238
Avg property tax
$1,677
Homeownership rate
76.4%
1yr appreciation
0.8%

Home price trend

FHFA House Price Index, quarterly.

Most expensive counties

  1. 1.Summit County$895,100
  2. 2.Wasatch County$620,800
  3. 3.Morgan County$556,900
  4. 4.Utah County$443,000
  5. 5.Salt Lake County$440,400
  6. 6.Grand County$426,800
  7. 7.Davis County$423,200
  8. 8.Washington County$417,400
  9. 9.Cache County$351,700
  10. 10.Weber County$346,800

Most affordable counties

  1. 1.Emery County11.9%
  2. 2.Rich County12.9%
  3. 3.Millard County13.2%
  4. 4.San Juan County13.9%
  5. 5.Daggett County14.9%
  6. 6.Carbon County15.2%
  7. 7.Beaver County15.3%
  8. 8.Uintah County15.5%
  9. 9.Sevier County15.5%
  10. 10.Juab County15.5%
Avg electricity
13.1¢/kWh

DOE EIA residential average.

Avg annual energy cost
$1,412

Residential baseline.

Avg mortgage interest deduction
Pending

IRS SOI, state-level avg.

All counties in Utah

Frequently asked questions

How much does it cost to own a home in Utah?

Based on Census ACS, the state average home value in Utah is $337,238, with median annual property tax around $1,677. Your actual cost depends on county and property.

What is the property tax in Utah?

Property tax rates vary by county. Utah's state average sits at roughly $1,677 per year on a median home. See county-level pages for local rates.

How fast are home prices appreciating in Utah?

FHFA House Price Index data shows Utah appreciating 0.8% over the last year and 41.3% over the last five years.

Is homeownership high in Utah?

Utah's homeownership rate is 76.4% (Census ACS). The share of owner-occupied units varies widely across counties.

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.