HomeRule

Flood risk in Rhode Island

FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.

Counties with claims
5
of 5 reporting
Total NFIP claims
1,827
Total claims paid
$44,252,842
Active policies
1,535

Highest flood risk counties

Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.

  1. 1.Washington County14.12 / 1k
  2. 2.Bristol County11.68 / 1k
  3. 3.Newport County5.23 / 1k
  4. 4.Kent County5.03 / 1k
  5. 5.Providence County1.29 / 1k

Lowest flood risk counties

Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.

  1. 1.Providence County1.29 / 1k
  2. 2.Kent County5.03 / 1k
  3. 3.Newport County5.23 / 1k
  4. 4.Bristol County11.68 / 1k
  5. 5.Washington County14.12 / 1k

Counties by historical claims

Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.

How to read this

Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.