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Cost of homeownership in Rhode Island

State averages from Census ACS, energy costs from DOE EIA, and appreciation from FHFA. County-level detail is below.

Avg home value
$399,980
Avg property tax
$5,170
Homeownership rate
68.9%
1yr appreciation
4.1%

Home price trend

FHFA House Price Index, quarterly.

Most expensive counties

  1. 1.Newport County$503,700
  2. 2.Bristol County$443,700
  3. 3.Washington County$436,000
  4. 4.Providence County$310,500
  5. 5.Kent County$306,000

Most affordable counties

  1. 1.Washington County18.9%
  2. 2.Newport County19.1%
  3. 3.Bristol County19.1%
  4. 4.Providence County19.8%
  5. 5.Kent County20.3%
Avg electricity
29.5¢/kWh

DOE EIA residential average.

Avg annual energy cost
$3,182

Residential baseline.

Avg mortgage interest deduction
Pending

IRS SOI, state-level avg.

All counties in Rhode Island

Frequently asked questions

How much does it cost to own a home in Rhode Island?

Based on Census ACS, the state average home value in Rhode Island is $399,980, with median annual property tax around $5,170. Your actual cost depends on county and property.

What is the property tax in Rhode Island?

Property tax rates vary by county. Rhode Island's state average sits at roughly $5,170 per year on a median home. See county-level pages for local rates.

How fast are home prices appreciating in Rhode Island?

FHFA House Price Index data shows Rhode Island appreciating 4.1% over the last year and 54.8% over the last five years.

Is homeownership high in Rhode Island?

Rhode Island's homeownership rate is 68.9% (Census ACS). The share of owner-occupied units varies widely across counties.

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.