HomeRule

Flood risk in Pennsylvania

FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.

Counties with claims
67
of 68 reporting
Total NFIP claims
11,597
Total claims paid
$293,845,006
Active policies
7,209

Highest flood risk counties

Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.

  1. 1.Columbia County19.13 / 1k
  2. 2.Wyoming County16.59 / 1k
  3. 3.Sullivan County15.84 / 1k
  4. 4.Lycoming County12.32 / 1k
  5. 5.Bradford County9.73 / 1k
  6. 6.Dauphin County9.46 / 1k
  7. 7.Snyder County7.97 / 1k
  8. 8.Susquehanna County6.52 / 1k
  9. 9.Northumberland County6.35 / 1k
  10. 10.Union County6.07 / 1k

Lowest flood risk counties

Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.

  1. 1.McKean County0.25 / 1k
  2. 2.Carbon County0.26 / 1k
  3. 3.Mercer County0.28 / 1k
  4. 4.Clarion County0.34 / 1k
  5. 5.Franklin County0.35 / 1k
  6. 6.Centre County0.48 / 1k
  7. 7.Philadelphia County0.52 / 1k
  8. 8.Erie County0.53 / 1k
  9. 9.Pike County0.63 / 1k
  10. 10.Cambria County0.68 / 1k

Counties by historical claims

Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.

How to read this

Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.