HomeRule

Cost of homeownership in Pennsylvania

State averages from Census ACS, energy costs from DOE EIA, and appreciation from FHFA. County-level detail is below.

Avg home value
$187,894
Avg property tax
$2,606
Homeownership rate
73.9%
1yr appreciation
4.0%

Home price trend

FHFA House Price Index, quarterly.

Most expensive counties

  1. 1.Chester County$435,000
  2. 2.Bucks County$395,800
  3. 3.Montgomery County$382,300
  4. 4.Centre County$289,800
  5. 5.Delaware County$289,700
  6. 6.Northampton County$265,600
  7. 7.Lancaster County$263,600
  8. 8.Butler County$258,500
  9. 9.Lehigh County$254,500
  10. 10.Cumberland County$246,200

Most affordable counties

  1. 1.Elk County13.0%
  2. 2.Venango County13.3%
  3. 3.Warren County13.4%
  4. 4.Clarion County13.6%
  5. 5.Jefferson County13.8%
  6. 6.Forest County13.8%
  7. 7.Armstrong County14.2%
  8. 8.Cambria County14.3%
  9. 9.Mercer County14.3%
  10. 10.McKean County14.3%
Avg electricity
19.3¢/kWh

DOE EIA residential average.

Avg annual energy cost
$2,084

Residential baseline.

Avg mortgage interest deduction
Pending

IRS SOI, state-level avg.

All counties in Pennsylvania

Frequently asked questions

How much does it cost to own a home in Pennsylvania?

Based on Census ACS, the state average home value in Pennsylvania is $187,894, with median annual property tax around $2,606. Your actual cost depends on county and property.

What is the property tax in Pennsylvania?

Property tax rates vary by county. Pennsylvania's state average sits at roughly $2,606 per year on a median home. See county-level pages for local rates.

How fast are home prices appreciating in Pennsylvania?

FHFA House Price Index data shows Pennsylvania appreciating 4.0% over the last year and 43.8% over the last five years.

Is homeownership high in Pennsylvania?

Pennsylvania's homeownership rate is 73.9% (Census ACS). The share of owner-occupied units varies widely across counties.

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.