Cost of homeownership in Pennsylvania
State averages from Census ACS, energy costs from DOE EIA, and appreciation from FHFA. County-level detail is below.
Home price trend
FHFA House Price Index, quarterly.
Most expensive counties
- 1.Chester County$435,000
- 2.Bucks County$395,800
- 3.Montgomery County$382,300
- 4.Centre County$289,800
- 5.Delaware County$289,700
- 6.Northampton County$265,600
- 7.Lancaster County$263,600
- 8.Butler County$258,500
- 9.Lehigh County$254,500
- 10.Cumberland County$246,200
Most affordable counties
- 1.Elk County13.0%
- 2.Venango County13.3%
- 3.Warren County13.4%
- 4.Clarion County13.6%
- 5.Jefferson County13.8%
- 6.Forest County13.8%
- 7.Armstrong County14.2%
- 8.Cambria County14.3%
- 9.Mercer County14.3%
- 10.McKean County14.3%
DOE EIA residential average.
Residential baseline.
IRS SOI · TY 2022, state-level avg.
All counties in Pennsylvania
- Philadelphia County
- Allegheny County
- Montgomery County
- Bucks County
- Delaware County
- Lancaster County
- Chester County
- York County
- Berks County
- Lehigh County
- Westmoreland County
- Luzerne County
- Northampton County
- Dauphin County
- Erie County
- Cumberland County
- Lackawanna County
- Washington County
- Butler County
- Monroe County
- Beaver County
- Centre County
- Franklin County
- Lebanon County
- Schuylkill County
- Cambria County
- Fayette County
- Blair County
- Lycoming County
- Mercer County
- Adams County
- Northumberland County
- Lawrence County
- Crawford County
- Indiana County
- Clearfield County
- Somerset County
- Armstrong County
- Carbon County
- Columbia County
- Bradford County
- Pike County
- Wayne County
- Venango County
- Bedford County
- Mifflin County
- Perry County
- Jefferson County
- Huntingdon County
- Union County
- Tioga County
- McKean County
- Snyder County
- Susquehanna County
- Warren County
- Clinton County
- Clarion County
- Greene County
- Elk County
- Wyoming County
- Juniata County
- Montour County
- Potter County
- Fulton County
- Forest County
- Sullivan County
- Cameron County
Frequently asked questions
How much does it cost to own a home in Pennsylvania?
Based on Census ACS, the state average home value in Pennsylvania is $187,894, with median annual property tax around $2,606. Your actual cost depends on county and property.
What is the property tax in Pennsylvania?
Property tax rates vary by county. Pennsylvania's state average sits at roughly $2,606 per year on a median home. See county-level pages for local rates.
How fast are home prices appreciating in Pennsylvania?
FHFA House Price Index data shows Pennsylvania appreciating 4.0% over the last year and 43.8% over the last five years.
Is homeownership high in Pennsylvania?
Pennsylvania's homeownership rate is 73.9% (Census ACS). The share of owner-occupied units varies widely across counties.