Flood risk in North Dakota
FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.
Counties with claims
31
of 36 reporting
Total NFIP claims
1,387
Total claims paid
$46,333,787
Active policies
1,340
Highest flood risk counties
Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.
- 1.Benson County39.06 / 1k
- 2.Ramsey County22.78 / 1k
- 3.Billings County15.63 / 1k
- 4.Ward County12.63 / 1k
- 5.Emmons County10.07 / 1k
- 6.Barnes County9.20 / 1k
- 7.Burleigh County6.77 / 1k
- 8.Pembina County6.75 / 1k
- 9.Walsh County5.60 / 1k
- 10.Ransom County5.54 / 1k
Lowest flood risk counties
Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.
- 1.Williams County0.06 / 1k
- 2.Stark County0.15 / 1k
- 3.Grand Forks County2.54 / 1k
- 4.Cass County2.96 / 1k
- 5.Morton County3.42 / 1k
- 6.Burleigh County6.77 / 1k
- 7.Ward County12.63 / 1k
Counties by historical claims
Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.
- County358 claims · high
- County270 claims · moderate
- County235 claims · moderate
- County115 claims · high
- County78 claims · moderate
- County73 claims · high
- County45 claims · moderate
- County45 claims · moderate
- County25 claims · moderate
- County22 claims · moderate
- County20 claims · moderate
- County15 claims · high
- County15 claims · moderate
- County13 claims · moderate
- County10 claims · moderate
- County10 claims · moderate
- County5 claims · moderate
- County5 claims · high
- County4 claims · moderate
- County4 claims · moderate
- County4 claims · moderate
- County3 claims · moderate
- County2 claims · low
- County2 claims · moderate
- County2 claims · moderate
- County2 claims · moderate
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · moderate
- County1 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
How to read this
Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.
Data sources
Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.