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Cost of homeownership in North Dakota

State averages from Census ACS, energy costs from DOE EIA, and appreciation from FHFA. County-level detail is below.

Avg home value
$162,140
Avg property tax
$1,411
Homeownership rate
73.7%
1yr appreciation
6.4%

Home price trend

FHFA House Price Index, quarterly.

Most expensive counties

  1. 1.McKenzie County$330,200
  2. 2.Burleigh County$302,300
  3. 3.Cass County$270,300
  4. 4.Stark County$255,200
  5. 5.Williams County$255,000
  6. 6.Dunn County$251,700
  7. 7.Ward County$249,800
  8. 8.Morton County$247,200
  9. 9.Billings County$237,500
  10. 10.Grand Forks County$235,400

Most affordable counties

  1. 1.Sioux County9.0%
  2. 2.Burke County9.0%
  3. 3.Steele County9.0%
  4. 4.Golden Valley County9.0%
  5. 5.Slope County9.0%
  6. 6.Bowman County10.1%
  7. 7.Mountrail County10.2%
  8. 8.Divide County10.2%
  9. 9.Dunn County10.8%
  10. 10.Emmons County10.8%
Avg electricity
11.8¢/kWh

DOE EIA residential average.

Avg annual energy cost
$1,275

Residential baseline.

Avg mortgage interest deduction
Pending

IRS SOI, state-level avg.

All counties in North Dakota

Frequently asked questions

How much does it cost to own a home in North Dakota?

Based on Census ACS, the state average home value in North Dakota is $162,140, with median annual property tax around $1,411. Your actual cost depends on county and property.

What is the property tax in North Dakota?

Property tax rates vary by county. North Dakota's state average sits at roughly $1,411 per year on a median home. See county-level pages for local rates.

How fast are home prices appreciating in North Dakota?

FHFA House Price Index data shows North Dakota appreciating 6.4% over the last year and 34.6% over the last five years.

Is homeownership high in North Dakota?

North Dakota's homeownership rate is 73.7% (Census ACS). The share of owner-occupied units varies widely across counties.

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.