Flood risk in Missouri
FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.
Counties with claims
97
of 104 reporting
Total NFIP claims
5,822
Total claims paid
$176,628,569
Active policies
2,634
Highest flood risk counties
Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.
- 1.Holt County251.15 / 1k
- 2.Pike County28.38 / 1k
- 3.McDonald County17.26 / 1k
- 4.Ripley County16.51 / 1k
- 5.Atchison County14.89 / 1k
- 6.Lincoln County14.75 / 1k
- 7.Mississippi County14.53 / 1k
- 8.Carter County14.03 / 1k
- 9.Gasconade County13.57 / 1k
- 10.Clark County11.30 / 1k
Lowest flood risk counties
Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.
- 1.Lafayette County0.08 / 1k
- 2.Polk County0.08 / 1k
- 3.Greene County0.27 / 1k
- 4.Boone County0.27 / 1k
- 5.Warren County0.31 / 1k
- 6.St. Louis city0.37 / 1k
- 7.Webster County0.44 / 1k
- 8.Barry County0.45 / 1k
- 9.Jackson County0.46 / 1k
- 10.Clay County0.46 / 1k
Counties by historical claims
Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.
- County967 claims · moderate
- County771 claims · moderate
- County438 claims · very-high
- County369 claims · moderate
- County324 claims · high
- County200 claims · moderate
- County179 claims · high
- County164 claims · moderate
- County157 claims · moderate
- County145 claims · high
- County142 claims · moderate
- County138 claims · low
- County100 claims · moderate
- County85 claims · moderate
- County81 claims · high
- County71 claims · moderate
- County67 claims · high
- County65 claims · high
- County62 claims · moderate
- County60 claims · moderate
- County59 claims · moderate
- County59 claims · moderate
- County57 claims · moderate
- County53 claims · low
- County53 claims · moderate
- County49 claims · moderate
- County46 claims · low
- County43 claims · moderate
- County41 claims · moderate
- County38 claims · moderate
- County37 claims · low
- County36 claims · moderate
- County36 claims · moderate
- County35 claims · low
- County35 claims · high
- County31 claims · low
- County30 claims · moderate
- County30 claims · moderate
- County28 claims · moderate
- County27 claims · high
- County26 claims · high
- County22 claims · moderate
- County20 claims · moderate
- County20 claims · low
- County19 claims · moderate
- County19 claims · low
- County19 claims · moderate
- County18 claims · moderate
- County15 claims · low
- County15 claims · moderate
- County13 claims · low
- County13 claims · moderate
- County12 claims · moderate
- County12 claims · moderate
- County11 claims · moderate
- County11 claims · low
- County11 claims · moderate
- County10 claims · moderate
- County10 claims · moderate
- County9 claims · moderate
- County9 claims · moderate
- County8 claims · low
- County7 claims · moderate
- County6 claims · low
- County6 claims · low
- County6 claims · low
- County5 claims · moderate
- County5 claims · low
- County4 claims · low
- County4 claims · low
- County4 claims · moderate
- County3 claims · low
- County3 claims · low
- County3 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
How to read this
Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.
Data sources
Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.