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Cost of homeownership in Missouri

State averages from Census ACS, energy costs from DOE EIA, and appreciation from FHFA. County-level detail is below.

Avg home value
$151,083
Avg property tax
$1,157
Homeownership rate
73.4%
1yr appreciation
4.3%

Home price trend

FHFA House Price Index, quarterly.

Most expensive counties

  1. 1.Platte County$288,100
  2. 2.St. Charles County$278,300
  3. 3.St. Louis County$249,400
  4. 4.Camden County$248,700
  5. 5.Cass County$242,300
  6. 6.Boone County$237,600
  7. 7.Clay County$237,200
  8. 8.Christian County$229,200
  9. 9.Warren County$227,000
  10. 10.Stone County$220,400

Most affordable counties

  1. 1.Chariton County12.4%
  2. 2.Linn County12.8%
  3. 3.Pike County13.0%
  4. 4.Mississippi County13.0%
  5. 5.Osage County13.2%
  6. 6.Mercer County13.2%
  7. 7.New Madrid County13.3%
  8. 8.Marion County13.4%
  9. 9.Atchison County13.4%
  10. 10.Livingston County13.5%
Avg electricity
13.5¢/kWh

DOE EIA residential average.

Avg annual energy cost
$1,457

Residential baseline.

Avg mortgage interest deduction
Pending

IRS SOI, state-level avg.

All counties in Missouri

Frequently asked questions

How much does it cost to own a home in Missouri?

Based on Census ACS, the state average home value in Missouri is $151,083, with median annual property tax around $1,157. Your actual cost depends on county and property.

What is the property tax in Missouri?

Property tax rates vary by county. Missouri's state average sits at roughly $1,157 per year on a median home. See county-level pages for local rates.

How fast are home prices appreciating in Missouri?

FHFA House Price Index data shows Missouri appreciating 4.3% over the last year and 47.0% over the last five years.

Is homeownership high in Missouri?

Missouri's homeownership rate is 73.4% (Census ACS). The share of owner-occupied units varies widely across counties.

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.