Flood risk in Maine
FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.
Counties with claims
16
of 17 reporting
Total NFIP claims
814
Total claims paid
$22,186,434
Active policies
926
Highest flood risk counties
Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.
- 1.York County4.75 / 1k
- 2.Lincoln County2.15 / 1k
- 3.Oxford County2.03 / 1k
- 4.Franklin County1.87 / 1k
- 5.Knox County1.63 / 1k
- 6.Sagadahoc County1.12 / 1k
- 7.Washington County0.96 / 1k
- 8.Hancock County0.93 / 1k
- 9.Somerset County0.91 / 1k
- 10.Aroostook County0.86 / 1k
Lowest flood risk counties
Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.
- 1.Penobscot County0.19 / 1k
- 2.Androscoggin County0.33 / 1k
- 3.Cumberland County0.61 / 1k
- 4.Waldo County0.70 / 1k
- 5.Kennebec County0.71 / 1k
- 6.Aroostook County0.86 / 1k
- 7.Somerset County0.91 / 1k
- 8.Hancock County0.93 / 1k
- 9.Washington County0.96 / 1k
- 10.Sagadahoc County1.12 / 1k
Counties by historical claims
Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.
- County425 claims · moderate
- County78 claims · low
- County47 claims · moderate
- County38 claims · low
- County34 claims · moderate
- County29 claims · moderate
- County25 claims · low
- County23 claims · moderate
- County23 claims · low
- County20 claims · low
- County18 claims · moderate
- County15 claims · low
- County13 claims · low
- County12 claims · low
- County12 claims · low
- County2 claims · low
- County0 claims · low
How to read this
Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.
Data sources
Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.