HomeRule

Cost of homeownership in Maine

State averages from Census ACS, energy costs from DOE EIA, and appreciation from FHFA. County-level detail is below.

Avg home value
$215,438
Avg property tax
$2,525
Homeownership rate
75.9%
1yr appreciation
4.0%

Home price trend

FHFA House Price Index, quarterly.

Most expensive counties

  1. 1.Cumberland County$372,900
  2. 2.York County$323,500
  3. 3.Lincoln County$276,400
  4. 4.Sagadahoc County$268,600
  5. 5.Knox County$260,800
  6. 6.Hancock County$250,900
  7. 7.Androscoggin County$211,800
  8. 8.Waldo County$210,600
  9. 9.Kennebec County$198,300
  10. 10.Oxford County$176,800

Most affordable counties

  1. 1.Aroostook County14.8%
  2. 2.Piscataquis County14.9%
  3. 3.Washington County15.4%
  4. 4.Franklin County15.6%
  5. 5.Penobscot County16.3%
  6. 6.Somerset County16.8%
  7. 7.Oxford County16.9%
  8. 8.Kennebec County17.1%
  9. 9.Waldo County17.5%
  10. 10.Androscoggin County17.7%
Avg electricity
27.8¢/kWh

DOE EIA residential average.

Avg annual energy cost
$3,000

Residential baseline.

Avg mortgage interest deduction
Pending

IRS SOI, state-level avg.

All counties in Maine

Frequently asked questions

How much does it cost to own a home in Maine?

Based on Census ACS, the state average home value in Maine is $215,438, with median annual property tax around $2,525. Your actual cost depends on county and property.

What is the property tax in Maine?

Property tax rates vary by county. Maine's state average sits at roughly $2,525 per year on a median home. See county-level pages for local rates.

How fast are home prices appreciating in Maine?

FHFA House Price Index data shows Maine appreciating 4.0% over the last year and 60.5% over the last five years.

Is homeownership high in Maine?

Maine's homeownership rate is 75.9% (Census ACS). The share of owner-occupied units varies widely across counties.

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.