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Flood risk in Livingston Parish, Louisiana

VERY-HIGH RISK

FEMA NFIP historical data aggregated to the county level. Use this as a starting point; parcel-specific zones live on FEMA's flood map service.

Total claims
4,879
Avg claim
$69,655
Active policies
1,673
Avg premium
$715
annual

Context

Total paid out on claims in Livingston Parish to date: $339,844,800. A single catastrophic event can skew the average. Compare with neighboring counties to see if the signal is localized or regional.

Frequently asked questions

What is the flood risk in Livingston Parish?

Historical signal from FEMA NFIP: 4879 total claims, very-high bucket. Bucket thresholds: low (<10), moderate (10 to 49), high (50 to 199), very-high (200+).

Is historical data a forecast?

No. Historical claims are a backward-looking signal. Climate change, upstream development, and local flood mitigation investment can all shift future risk.

Do I need flood insurance?

Mortgage lenders typically require flood insurance for properties in a FEMA designated Special Flood Hazard Area. Even outside those areas, NFIP or private flood insurance is often advisable if any historical claims exist in the county.

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.