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Flood risk in Louisiana

FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.

Counties with claims
64
of 65 reporting
Total NFIP claims
47,387
Total claims paid
$2,104,056,218
Active policies
54,697

Highest flood risk counties

Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.

  1. 1.St. John the Baptist Parish251.51 / 1k
  2. 2.Cameron Parish152.35 / 1k
  3. 3.Livingston Parish98.03 / 1k
  4. 4.Plaquemines Parish81.38 / 1k
  5. 5.Ascension Parish53.91 / 1k
  6. 6.St. Charles Parish48.79 / 1k
  7. 7.Catahoula Parish47.85 / 1k
  8. 8.East Baton Rouge Parish41.43 / 1k
  9. 9.St. Tammany Parish38.89 / 1k
  10. 10.Tangipahoa Parish34.59 / 1k

Lowest flood risk counties

Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.

  1. 1.Lincoln Parish0.44 / 1k
  2. 2.De Soto Parish0.49 / 1k
  3. 3.Caddo Parish2.48 / 1k
  4. 4.Webster Parish3.38 / 1k
  5. 5.Bossier Parish4.34 / 1k
  6. 6.Beauregard Parish4.56 / 1k
  7. 7.West Baton Rouge Parish5.06 / 1k
  8. 8.Vernon Parish6.60 / 1k
  9. 9.Morehouse Parish6.65 / 1k
  10. 10.Natchitoches Parish7.28 / 1k

Counties by historical claims

Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.

How to read this

Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.