Flood risk in Georgia
FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.
Counties with claims
122
of 141 reporting
Total NFIP claims
4,720
Total claims paid
$94,726,564
Active policies
9,981
Highest flood risk counties
Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.
- 1.Glynn County20.86 / 1k
- 2.Chatham County9.71 / 1k
- 3.Bryan County7.15 / 1k
- 4.Camden County6.73 / 1k
- 5.Lee County6.61 / 1k
- 6.McIntosh County5.64 / 1k
- 7.Baker County5.47 / 1k
- 8.Seminole County4.11 / 1k
- 9.Gilmer County3.81 / 1k
- 10.Liberty County3.09 / 1k
Lowest flood risk counties
Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.
- 1.Dawson County0.00 / 1k
- 2.Grady County0.00 / 1k
- 3.Haralson County0.00 / 1k
- 4.Hart County0.00 / 1k
- 5.Wayne County0.00 / 1k
- 6.Clarke County0.06 / 1k
- 7.Baldwin County0.06 / 1k
- 8.Barrow County0.07 / 1k
- 9.Jackson County0.08 / 1k
- 10.Madison County0.09 / 1k
Counties by historical claims
Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.
- Chatham County1,140 claims · moderate
- Glynn County709 claims · high
- Fulton County476 claims · moderate
- DeKalb County272 claims · low
- Cobb County227 claims · low
- Camden County137 claims · moderate
- Bryan County109 claims · moderate
- Richmond County97 claims · moderate
- Gwinnett County90 claims · low
- Lee County78 claims · moderate
- Liberty County71 claims · moderate
- Columbia County62 claims · moderate
- Bulloch County61 claims · moderate
- Clayton County54 claims · low
- Catoosa County53 claims · moderate
- Dougherty County53 claims · moderate
- Muscogee County49 claims · low
- Gilmer County49 claims · moderate
- Henry County36 claims · low
- Lowndes County36 claims · low
- Bibb County35 claims · low
- Forsyth County35 claims · low
- Fannin County34 claims · moderate
- Fayette County34 claims · low
- Effingham County28 claims · moderate
- Floyd County27 claims · low
- McIntosh County27 claims · moderate
- Douglas County22 claims · low
- Houston County22 claims · low
- Crisp County21 claims · moderate
- Tift County20 claims · moderate
- Bartow County18 claims · low
- Union County18 claims · moderate
- Rockdale County18 claims · low
- White County18 claims · moderate
- Butts County18 claims · moderate
- Mitchell County16 claims · moderate
- Troup County16 claims · low
- Hall County15 claims · low
- Seminole County15 claims · moderate
- Newton County14 claims · low
- Thomas County14 claims · low
- Gordon County13 claims · low
- Towns County13 claims · moderate
- Whitfield County13 claims · low
- Toombs County12 claims · moderate
- Cherokee County12 claims · low
- Colquitt County11 claims · low
- Early County11 claims · moderate
- Ware County11 claims · low
- Coffee County11 claims · low
- Paulding County10 claims · low
- Habersham County9 claims · low
- Charlton County9 claims · moderate
- Brooks County9 claims · moderate
- Long County9 claims · moderate
- Laurens County8 claims · low
- Tattnall County8 claims · moderate
- Monroe County8 claims · low
- Murray County8 claims · low
- Coweta County8 claims · low
- Rabun County8 claims · moderate
- Polk County8 claims · low
- Harris County7 claims · low
- Appling County7 claims · moderate
- Walton County7 claims · low
- Decatur County6 claims · low
- Upson County6 claims · low
- Walker County6 claims · low
- Baker County6 claims · moderate
- Carroll County6 claims · low
- Pulaski County6 claims · moderate
- Worth County5 claims · low
- Chattooga County5 claims · low
- Wheeler County4 claims · moderate
- Montgomery County4 claims · moderate
- Washington County4 claims · low
- Dooly County4 claims · moderate
- Clinch County4 claims · moderate
- Spalding County4 claims · low
- Candler County3 claims · low
- Berrien County3 claims · low
- Clarke County3 claims · low
- Jasper County3 claims · low
- Jeff Davis County3 claims · low
- Lumpkin County3 claims · low
- Peach County3 claims · low
- Pickens County3 claims · low
- Pierce County3 claims · low
- Pike County3 claims · low
- Jenkins County2 claims · low
- Terrell County2 claims · low
- Jefferson County2 claims · low
- Jackson County2 claims · low
- Macon County2 claims · low
- Evans County2 claims · low
- Oconee County2 claims · low
- Barrow County2 claims · low
- Lamar County2 claims · low
- Dade County2 claims · low
- Sumter County2 claims · low
- Talbot County2 claims · low
- Brantley County2 claims · low
- Ben Hill County2 claims · low
- Lanier County1 claims · low
- Miller County1 claims · low
- Madison County1 claims · low
- Randolph County1 claims · low
- Screven County1 claims · low
- Jones County1 claims · low
- Johnson County1 claims · low
- Stephens County1 claims · low
- Greene County1 claims · low
- Echols County1 claims · low
- Turner County1 claims · low
- Dodge County1 claims · low
- Cook County1 claims · low
- Burke County1 claims · low
- Banks County1 claims · low
- Baldwin County1 claims · low
- Bacon County1 claims · low
- Morgan County1 claims · low
- County0 claims · low
- Bleckley County0 claims · low
- Crawford County0 claims · low
- Dawson County0 claims · low
- Elbert County0 claims · low
- Emanuel County0 claims · low
- Grady County0 claims · low
- Hancock County0 claims · low
- Haralson County0 claims · low
- Hart County0 claims · low
- Heard County0 claims · low
- Lincoln County0 claims · low
- McDuffie County0 claims · low
- Meriwether County0 claims · low
- Putnam County0 claims · low
- Wayne County0 claims · low
- Wilkes County0 claims · low
- Telfair County0 claims · low
- Quitman County0 claims · low
How to read this
Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.
Data sources
Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.