Cost of homeownership in Georgia
State averages from Census ACS, energy costs from DOE EIA, and appreciation from FHFA. County-level detail is below.
Avg home value
$165,626
Avg property tax
$1,447
Homeownership rate
69.7%
1yr appreciation
-0.1%
Home price trend
FHFA House Price Index, quarterly.
Most expensive counties
- 1.Forsyth County$451,100
- 2.Fulton County$398,300
- 3.Oconee County$389,200
- 4.Fayette County$369,700
- 5.Cherokee County$358,400
- 6.Cobb County$346,000
- 7.Dawson County$312,600
- 8.Greene County$308,000
- 9.Gwinnett County$307,300
- 10.DeKalb County$301,100
Most affordable counties
- 1.Telfair County10.9%
- 2.Echols County11.6%
- 3.Wilcox County11.8%
- 4.Taliaferro County12.0%
- 5.Upson County13.0%
- 6.Burke County13.0%
- 7.Coffee County13.1%
- 8.Bleckley County13.1%
- 9.Atkinson County13.1%
- 10.Chattooga County13.2%
Avg electricity
14.7¢/kWh
DOE EIA residential average.
Avg annual energy cost
$1,591
Residential baseline.
Avg mortgage interest deduction
$16,820
IRS SOI · TY 2022, state-level avg.
All counties in Georgia
- Fulton County
- Gwinnett County
- Cobb County
- DeKalb County
- Clayton County
- Chatham County
- Cherokee County
- Forsyth County
- Henry County
- Richmond County
- Hall County
- Muscogee County
- Paulding County
- Houston County
- Columbia County
- Bibb County
- Coweta County
- Douglas County
- Clarke County
- Carroll County
- Fayette County
- Lowndes County
- Newton County
- Bartow County
- Whitfield County
- Floyd County
- Walton County
- Rockdale County
- Dougherty County
- Glynn County
- Barrow County
- Bulloch County
- Jackson County
- Troup County
- Walker County
- Catoosa County
- Spalding County
- Liberty County
- Effingham County
- Gordon County
- Camden County
- Laurens County
- Habersham County
- Colquitt County
- Thomas County
- Bryan County
- Baldwin County
- Coffee County
- Polk County
- Oconee County
- Tift County
- Murray County
- Ware County
- Harris County
- Pickens County
- Lumpkin County
- Lee County
- Gilmer County
- Madison County
- Wayne County
- Haralson County
- Sumter County
- Decatur County
- Jones County
- Monroe County
- White County
- Peach County
- Upson County
- Dawson County
- Toombs County
- Stephens County
- Hart County
- Grady County
- Butts County
- Fannin County
- Chattooga County
- Union County
- Burke County
- Tattnall County
- Franklin County
- Emanuel County
- Putnam County
- McDuffie County
- Mitchell County
- Worth County
- Meriwether County
- Crisp County
- Morgan County
- Dodge County
- Washington County
- Pierce County
- Elbert County
- Pike County
- Greene County
- Lamar County
- Appling County
- Banks County
- Berrien County
- Brantley County
- Cook County
- Ben Hill County
- Rabun County
- Long County
- Brooks County
- Dade County
- Jefferson County
- Oglethorpe County
- Jasper County
- Jeff Davis County
- Screven County
- Telfair County
- Charlton County
- Towns County
- Bleckley County
- Crawford County
- Macon County
- Heard County
- Dooly County
- McIntosh County
- Bacon County
- Candler County
- Evans County
- Early County
- Lanier County
- Pulaski County
- Wilkes County
- Irwin County
- Chattahoochee County
- Johnson County
- Seminole County
- Terrell County
- Turner County
- Wilkinson County
- Wilcox County
- Jenkins County
- Montgomery County
- Hancock County
- Atkinson County
- Twiggs County
- Taylor County
- Lincoln County
- Wheeler County
- Marion County
- Clinch County
- Treutlen County
- Randolph County
- Miller County
- Talbot County
- Calhoun County
- Warren County
- Stewart County
- Schley County
- Echols County
- Glascock County
- Baker County
- Clay County
- Webster County
- Quitman County
- Taliaferro County
Frequently asked questions
How much does it cost to own a home in Georgia?
Based on Census ACS, the state average home value in Georgia is $165,626, with median annual property tax around $1,447. Your actual cost depends on county and property.
What is the property tax in Georgia?
Property tax rates vary by county. Georgia's state average sits at roughly $1,447 per year on a median home. See county-level pages for local rates.
How fast are home prices appreciating in Georgia?
FHFA House Price Index data shows Georgia appreciating -0.1% over the last year and 49.8% over the last five years.
Is homeownership high in Georgia?
Georgia's homeownership rate is 69.7% (Census ACS). The share of owner-occupied units varies widely across counties.
Data sources
Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.