HomeRule

Cost of homeownership in Georgia

State averages from Census ACS, energy costs from DOE EIA, and appreciation from FHFA. County-level detail is below.

Avg home value
$165,626
Avg property tax
$1,447
Homeownership rate
69.7%
1yr appreciation
-0.1%

Home price trend

FHFA House Price Index, quarterly.

Most expensive counties

  1. 1.Forsyth County$451,100
  2. 2.Fulton County$398,300
  3. 3.Oconee County$389,200
  4. 4.Fayette County$369,700
  5. 5.Cherokee County$358,400
  6. 6.Cobb County$346,000
  7. 7.Dawson County$312,600
  8. 8.Greene County$308,000
  9. 9.Gwinnett County$307,300
  10. 10.DeKalb County$301,100

Most affordable counties

  1. 1.Telfair County10.9%
  2. 2.Echols County11.6%
  3. 3.Wilcox County11.8%
  4. 4.Taliaferro County12.0%
  5. 5.Upson County13.0%
  6. 6.Burke County13.0%
  7. 7.Coffee County13.1%
  8. 8.Bleckley County13.1%
  9. 9.Atkinson County13.1%
  10. 10.Chattooga County13.2%
Avg electricity
14.7¢/kWh

DOE EIA residential average.

Avg annual energy cost
$1,591

Residential baseline.

Avg mortgage interest deduction
Pending

IRS SOI, state-level avg.

All counties in Georgia

Frequently asked questions

How much does it cost to own a home in Georgia?

Based on Census ACS, the state average home value in Georgia is $165,626, with median annual property tax around $1,447. Your actual cost depends on county and property.

What is the property tax in Georgia?

Property tax rates vary by county. Georgia's state average sits at roughly $1,447 per year on a median home. See county-level pages for local rates.

How fast are home prices appreciating in Georgia?

FHFA House Price Index data shows Georgia appreciating -0.1% over the last year and 49.8% over the last five years.

Is homeownership high in Georgia?

Georgia's homeownership rate is 69.7% (Census ACS). The share of owner-occupied units varies widely across counties.

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.