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Flood risk in Milwaukee County, Wisconsin

VERY-HIGH RISK

FEMA NFIP historical data aggregated to the county level. Use this as a starting point; parcel-specific zones live on FEMA's flood map service.

Total claims
296
Avg claim
$21,510
Active policies
151
Avg premium
$1,010
annual

Context

Total paid out on claims in Milwaukee County to date: $6,366,934. A single catastrophic event can skew the average. Compare with neighboring counties to see if the signal is localized or regional.

Frequently asked questions

What is the flood risk in Milwaukee County?

Historical signal from FEMA NFIP: 296 total claims, very-high bucket. Bucket thresholds: low (<10), moderate (10 to 49), high (50 to 199), very-high (200+).

Is historical data a forecast?

No. Historical claims are a backward-looking signal. Climate change, upstream development, and local flood mitigation investment can all shift future risk.

Do I need flood insurance?

Mortgage lenders typically require flood insurance for properties in a FEMA designated Special Flood Hazard Area. Even outside those areas, NFIP or private flood insurance is often advisable if any historical claims exist in the county.

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.