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Flood risk in West Virginia

FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.

Counties with claims
53
of 56 reporting
Total NFIP claims
2,221
Total claims paid
$48,267,196
Active policies
1,988

Highest flood risk counties

Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.

  1. 1.Logan County14.79 / 1k
  2. 2.Greenbrier County14.47 / 1k
  3. 3.Summers County13.50 / 1k
  4. 4.Pocahontas County12.20 / 1k
  5. 5.Mingo County10.67 / 1k
  6. 6.McDowell County10.08 / 1k
  7. 7.Clay County9.08 / 1k
  8. 8.Webster County8.97 / 1k
  9. 9.Wyoming County7.12 / 1k
  10. 10.Lincoln County6.56 / 1k

Lowest flood risk counties

Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.

  1. 1.Monongalia County0.45 / 1k
  2. 2.Jefferson County0.56 / 1k
  3. 3.Preston County0.63 / 1k
  4. 4.Berkeley County0.64 / 1k
  5. 5.Mineral County0.66 / 1k
  6. 6.Hancock County0.69 / 1k
  7. 7.Harrison County0.97 / 1k
  8. 8.Mason County1.19 / 1k
  9. 9.Mercer County1.43 / 1k
  10. 10.Wood County1.46 / 1k

Counties by historical claims

Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.

How to read this

Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.