Flood risk in Washington
FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.
Counties with claims
35
of 40 reporting
Total NFIP claims
2,024
Total claims paid
$56,477,102
Active policies
4,683
Highest flood risk counties
Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.
- 1.Grays Harbor County5.99 / 1k
- 2.Whatcom County4.15 / 1k
- 3.Pacific County3.84 / 1k
- 4.Columbia County2.77 / 1k
- 5.Skagit County2.72 / 1k
- 6.Wahkiakum County2.56 / 1k
- 7.Lewis County2.44 / 1k
- 8.Kittitas County2.23 / 1k
- 9.Island County1.89 / 1k
- 10.Pend Oreille County1.74 / 1k
Lowest flood risk counties
Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.
- 1.Franklin County0.00 / 1k
- 2.Douglas County0.00 / 1k
- 3.Clark County0.07 / 1k
- 4.Spokane County0.07 / 1k
- 5.Stevens County0.16 / 1k
- 6.Grant County0.18 / 1k
- 7.Clallam County0.21 / 1k
- 8.Benton County0.25 / 1k
- 9.Pierce County0.32 / 1k
- 10.Whitman County0.33 / 1k
Counties by historical claims
Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.
- County378 claims · moderate
- County361 claims · low
- County222 claims · low
- County177 claims · moderate
- County138 claims · moderate
- County108 claims · low
- County77 claims · moderate
- County68 claims · low
- County67 claims · moderate
- County43 claims · moderate
- County42 claims · moderate
- County42 claims · low
- County41 claims · moderate
- County40 claims · moderate
- County39 claims · low
- County35 claims · low
- County21 claims · low
- County19 claims · low
- County16 claims · low
- County14 claims · low
- County12 claims · low
- County10 claims · moderate
- County9 claims · low
- County7 claims · low
- County6 claims · low
- County6 claims · low
- County5 claims · moderate
- County5 claims · moderate
- County3 claims · low
- County3 claims · low
- County3 claims · low
- County3 claims · low
- County2 claims · low
- County1 claims · low
- County1 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
How to read this
Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.
Data sources
Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.