Flood risk in Virginia
FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.
Counties with claims
119
of 129 reporting
Total NFIP claims
6,408
Total claims paid
$98,186,978
Active policies
11,106
Highest flood risk counties
Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.
- 1.Poquoson city52.18 / 1k
- 2.Mathews County15.23 / 1k
- 3.Accomack County14.73 / 1k
- 4.Covington city11.99 / 1k
- 5.Hampton city9.20 / 1k
- 6.Norfolk city8.87 / 1k
- 7.Virginia Beach city7.27 / 1k
- 8.Portsmouth city7.06 / 1k
- 9.Northumberland County5.99 / 1k
- 10.Gloucester County5.92 / 1k
Lowest flood risk counties
Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.
- 1.Dinwiddie County0.00 / 1k
- 2.Fluvanna County0.00 / 1k
- 3.Powhatan County0.00 / 1k
- 4.Louisa County0.07 / 1k
- 5.Mecklenburg County0.08 / 1k
- 6.Pittsylvania County0.16 / 1k
- 7.Hanover County0.17 / 1k
- 8.Caroline County0.18 / 1k
- 9.Henrico County0.24 / 1k
- 10.Spotsylvania County0.24 / 1k
Counties by historical claims
Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.
- County1,300 claims · moderate
- County832 claims · moderate
- County529 claims · moderate
- County448 claims · moderate
- County408 claims · moderate
- County275 claims · moderate
- County243 claims · very-high
- County240 claims · moderate
- County210 claims · high
- County126 claims · moderate
- County111 claims · low
- County108 claims · moderate
- County88 claims · moderate
- County61 claims · low
- County57 claims · high
- County57 claims · moderate
- County57 claims · moderate
- County49 claims · moderate
- County47 claims · moderate
- County45 claims · moderate
- County43 claims · moderate
- County40 claims · low
- County39 claims · moderate
- County38 claims · low
- County34 claims · moderate
- County32 claims · low
- County32 claims · low
- County31 claims · moderate
- County30 claims · high
- County29 claims · low
- County29 claims · moderate
- County28 claims · low
- County28 claims · moderate
- County27 claims · moderate
- County27 claims · moderate
- County27 claims · moderate
- County24 claims · moderate
- County24 claims · low
- County21 claims · moderate
- County19 claims · moderate
- County18 claims · moderate
- County18 claims · low
- County17 claims · moderate
- County17 claims · low
- County16 claims · low
- County15 claims · moderate
- County15 claims · moderate
- County15 claims · low
- County14 claims · moderate
- County13 claims · low
- County12 claims · low
- County12 claims · moderate
- County12 claims · moderate
- County12 claims · low
- County11 claims · moderate
- County11 claims · low
- County11 claims · low
- County10 claims · moderate
- County10 claims · low
- County9 claims · low
- County9 claims · low
- County9 claims · low
- County9 claims · low
- County9 claims · low
- County8 claims · low
- County8 claims · moderate
- County8 claims · low
- County7 claims · moderate
- County7 claims · low
- County7 claims · low
- County7 claims · low
- County6 claims · low
- County6 claims · low
- County6 claims · moderate
- County6 claims · moderate
- County6 claims · low
- County6 claims · moderate
- County6 claims · low
- County6 claims · low
- County6 claims · low
- County6 claims · low
- County5 claims · moderate
- County5 claims · low
- County5 claims · moderate
- County5 claims · moderate
- County5 claims · low
- County5 claims · low
- County4 claims · low
- County4 claims · low
- County4 claims · low
- County4 claims · moderate
- County4 claims · low
- County4 claims · low
- County3 claims · low
- County3 claims · low
- County3 claims · low
- County3 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · moderate
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · moderate
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
How to read this
Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.
Data sources
Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.