Flood risk in Vermont
FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.
Counties with claims
14
of 14 reporting
Total NFIP claims
1,358
Total claims paid
$50,399,717
Active policies
485
Highest flood risk counties
Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.
- 1.Washington County19.75 / 1k
- 2.Windsor County9.01 / 1k
- 3.Windham County6.19 / 1k
- 4.Grand Isle County5.62 / 1k
- 5.Caledonia County5.38 / 1k
- 6.Lamoille County5.10 / 1k
- 7.Rutland County4.46 / 1k
- 8.Bennington County3.23 / 1k
- 9.Orleans County3.04 / 1k
- 10.Orange County1.89 / 1k
Lowest flood risk counties
Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.
- 1.Chittenden County1.40 / 1k
- 2.Franklin County1.61 / 1k
- 3.Addison County1.73 / 1k
- 4.Orange County1.89 / 1k
- 5.Orleans County3.04 / 1k
- 6.Bennington County3.23 / 1k
- 7.Rutland County4.46 / 1k
- 8.Lamoille County5.10 / 1k
- 9.Caledonia County5.38 / 1k
- 10.Windham County6.19 / 1k
Counties by historical claims
Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.
- County497 claims · high
- County221 claims · moderate
- County120 claims · moderate
- County113 claims · moderate
- County97 claims · moderate
- County69 claims · moderate
- County57 claims · moderate
- County47 claims · moderate
- County35 claims · moderate
- County31 claims · moderate
- County25 claims · moderate
- County24 claims · moderate
- County17 claims · moderate
- County5 claims · moderate
How to read this
Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.
Data sources
Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.