Flood risk in South Dakota
FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.
Counties with claims
40
of 45 reporting
Total NFIP claims
1,069
Total claims paid
$19,028,813
Active policies
561
Highest flood risk counties
Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.
- 1.Hamlin County60.90 / 1k
- 2.Stanley County42.78 / 1k
- 3.Union County30.14 / 1k
- 4.Lake County23.73 / 1k
- 5.Day County19.59 / 1k
- 6.Spink County11.08 / 1k
- 7.Lyman County6.64 / 1k
- 8.Kingsbury County6.49 / 1k
- 9.McCook County5.41 / 1k
- 10.Codington County4.85 / 1k
Lowest flood risk counties
Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.
- 1.Lawrence County0.26 / 1k
- 2.Meade County0.53 / 1k
- 3.Pennington County0.58 / 1k
- 4.Lincoln County0.58 / 1k
- 5.Brown County1.25 / 1k
- 6.Minnehaha County1.97 / 1k
- 7.Brookings County2.09 / 1k
- 8.Codington County4.85 / 1k
Counties by historical claims
Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.
- County210 claims · high
- County157 claims · moderate
- County131 claims · very-high
- County108 claims · high
- County59 claims · moderate
- County53 claims · high
- County46 claims · high
- County28 claims · high
- County28 claims · moderate
- County26 claims · low
- County22 claims · moderate
- County21 claims · moderate
- County20 claims · moderate
- County17 claims · moderate
- County15 claims · low
- County15 claims · moderate
- County13 claims · moderate
- County12 claims · moderate
- County12 claims · moderate
- County8 claims · moderate
- County7 claims · moderate
- County7 claims · moderate
- County6 claims · moderate
- County6 claims · low
- County6 claims · moderate
- County5 claims · moderate
- County5 claims · moderate
- County3 claims · low
- County3 claims · moderate
- County3 claims · moderate
- County3 claims · moderate
- County3 claims · moderate
- County3 claims · moderate
- County2 claims · low
- County1 claims · moderate
- County1 claims · low
- County1 claims · moderate
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
How to read this
Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.
Data sources
Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.