Flood risk in South Carolina
FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.
Counties with claims
43
of 46 reporting
Total NFIP claims
11,347
Total claims paid
$272,126,518
Active policies
17,638
Highest flood risk counties
Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.
- 1.Georgetown County35.46 / 1k
- 2.Beaufort County25.61 / 1k
- 3.Charleston County18.74 / 1k
- 4.Marion County18.57 / 1k
- 5.Colleton County18.46 / 1k
- 6.Horry County16.58 / 1k
- 7.Dorchester County5.66 / 1k
- 8.Dillon County5.56 / 1k
- 9.Williamsburg County4.83 / 1k
- 10.Jasper County3.56 / 1k
Lowest flood risk counties
Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.
- 1.Cherokee County0.05 / 1k
- 2.Anderson County0.14 / 1k
- 3.Oconee County0.18 / 1k
- 4.Aiken County0.22 / 1k
- 5.Chester County0.23 / 1k
- 6.York County0.24 / 1k
- 7.Newberry County0.27 / 1k
- 8.Chesterfield County0.29 / 1k
- 9.Spartanburg County0.33 / 1k
- 10.Laurens County0.35 / 1k
Counties by historical claims
Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.
- County3,219 claims · high
- County2,361 claims · high
- County1,949 claims · high
- County923 claims · high
- County533 claims · moderate
- County338 claims · moderate
- County289 claims · high
- County245 claims · moderate
- County224 claims · moderate
- County209 claims · high
- County195 claims · low
- County177 claims · moderate
- County123 claims · moderate
- County58 claims · moderate
- County58 claims · moderate
- County51 claims · moderate
- County47 claims · moderate
- County42 claims · moderate
- County41 claims · low
- County32 claims · moderate
- County29 claims · moderate
- County26 claims · low
- County22 claims · moderate
- County19 claims · low
- County15 claims · low
- County15 claims · low
- County15 claims · moderate
- County14 claims · low
- County11 claims · moderate
- County11 claims · low
- County9 claims · low
- County8 claims · moderate
- County6 claims · low
- County6 claims · low
- County5 claims · low
- County5 claims · low
- County4 claims · low
- County3 claims · low
- County3 claims · low
- County3 claims · low
- County2 claims · low
- County1 claims · low
- County1 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
How to read this
Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.
Data sources
Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.