Flood risk in Oregon
FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.
Counties with claims
31
of 35 reporting
Total NFIP claims
687
Total claims paid
$11,717,007
Active policies
3,300
Highest flood risk counties
Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.
- 1.Tillamook County5.55 / 1k
- 2.Lincoln County2.54 / 1k
- 3.Harney County2.26 / 1k
- 4.Curry County1.70 / 1k
- 5.Wheeler County1.60 / 1k
- 6.Wallowa County1.53 / 1k
- 7.Columbia County1.28 / 1k
- 8.Coos County0.89 / 1k
- 9.Umatilla County0.88 / 1k
- 10.Clatsop County0.81 / 1k
Lowest flood risk counties
Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.
- 1.Klamath County0.04 / 1k
- 2.Deschutes County0.06 / 1k
- 3.Wasco County0.10 / 1k
- 4.Multnomah County0.12 / 1k
- 5.Jackson County0.17 / 1k
- 6.Yamhill County0.18 / 1k
- 7.Washington County0.18 / 1k
- 8.Josephine County0.19 / 1k
- 9.Polk County0.31 / 1k
- 10.Benton County0.32 / 1k
Counties by historical claims
Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.
- County82 claims · low
- County81 claims · low
- County64 claims · moderate
- County59 claims · low
- County57 claims · moderate
- County42 claims · low
- County41 claims · low
- County37 claims · low
- County26 claims · low
- County26 claims · moderate
- County25 claims · low
- County24 claims · low
- County19 claims · moderate
- County15 claims · low
- County14 claims · low
- County12 claims · low
- County10 claims · low
- County7 claims · moderate
- County7 claims · low
- County7 claims · low
- County6 claims · low
- County5 claims · moderate
- County5 claims · low
- County5 claims · low
- County3 claims · low
- County2 claims · low
- County2 claims · low
- County1 claims · low
- County1 claims · moderate
- County1 claims · low
- County1 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
How to read this
Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.
Data sources
Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.