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Flood risk in Oklahoma

FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.

Counties with claims
57
of 69 reporting
Total NFIP claims
1,494
Total claims paid
$50,396,653
Active policies
1,807

Highest flood risk counties

Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.

  1. 1.Comanche County4.57 / 1k
  2. 2.Ottawa County4.35 / 1k
  3. 3.Delaware County3.25 / 1k
  4. 4.Harmon County3.14 / 1k
  5. 5.Craig County3.09 / 1k
  6. 6.Muskogee County3.05 / 1k
  7. 7.Okmulgee County2.43 / 1k
  8. 8.Cherokee County2.17 / 1k
  9. 9.Cotton County1.98 / 1k
  10. 10.Mayes County1.92 / 1k

Lowest flood risk counties

Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.

  1. 1.Creek County0.07 / 1k
  2. 2.Lincoln County0.16 / 1k
  3. 3.Payne County0.25 / 1k
  4. 4.Garfield County0.34 / 1k
  5. 5.Custer County0.37 / 1k
  6. 6.Bryan County0.39 / 1k
  7. 7.Stephens County0.41 / 1k
  8. 8.Canadian County0.53 / 1k
  9. 9.Tulsa County0.59 / 1k
  10. 10.Pontotoc County0.68 / 1k

Counties by historical claims

Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.

How to read this

Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.