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Flood risk in Ohio

FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.

Counties with claims
86
of 89 reporting
Total NFIP claims
3,340
Total claims paid
$56,995,169
Active policies
4,219

Highest flood risk counties

Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.

  1. 1.Hancock County5.55 / 1k
  2. 2.Ottawa County4.78 / 1k
  3. 3.Marion County3.21 / 1k
  4. 4.Jackson County3.13 / 1k
  5. 5.Putnam County2.58 / 1k
  6. 6.Wyandot County2.56 / 1k
  7. 7.Erie County2.55 / 1k
  8. 8.Lawrence County2.36 / 1k
  9. 9.Belmont County2.35 / 1k
  10. 10.Washington County2.19 / 1k

Lowest flood risk counties

Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.

  1. 1.Highland County0.00 / 1k
  2. 2.Carroll County0.09 / 1k
  3. 3.Ross County0.14 / 1k
  4. 4.Columbiana County0.17 / 1k
  5. 5.Hardin County0.17 / 1k
  6. 6.Fayette County0.17 / 1k
  7. 7.Preble County0.18 / 1k
  8. 8.Montgomery County0.19 / 1k
  9. 9.Madison County0.20 / 1k
  10. 10.Portage County0.20 / 1k

Counties by historical claims

Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.

How to read this

Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.