Flood risk in North Carolina
FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.
Counties with claims
98
of 100 reporting
Total NFIP claims
23,704
Total claims paid
$657,001,796
Active policies
13,952
Highest flood risk counties
Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.
- 1.Dare County264.22 / 1k
- 2.Pamlico County263.94 / 1k
- 3.Hyde County225.77 / 1k
- 4.Tyrrell County164.32 / 1k
- 5.Beaufort County92.56 / 1k
- 6.Carteret County61.42 / 1k
- 7.Currituck County53.56 / 1k
- 8.Craven County51.90 / 1k
- 9.Pender County35.00 / 1k
- 10.Brunswick County26.10 / 1k
Lowest flood risk counties
Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.
- 1.Yadkin County0.07 / 1k
- 2.Surry County0.07 / 1k
- 3.Franklin County0.08 / 1k
- 4.Granville County0.09 / 1k
- 5.Stokes County0.11 / 1k
- 6.Davie County0.12 / 1k
- 7.Person County0.12 / 1k
- 8.Vance County0.12 / 1k
- 9.Iredell County0.18 / 1k
- 10.Union County0.21 / 1k
Counties by historical claims
Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.
- County4,249 claims · very-high
- County2,128 claims · very-high
- County1,868 claims · very-high
- County1,756 claims · very-high
- County1,590 claims · high
- County1,354 claims · very-high
- County1,286 claims · high
- County814 claims · high
- County682 claims · moderate
- County632 claims · high
- County595 claims · very-high
- County452 claims · very-high
- County406 claims · moderate
- County396 claims · low
- County340 claims · moderate
- County338 claims · moderate
- County287 claims · high
- County227 claims · moderate
- County224 claims · low
- County222 claims · very-high
- County215 claims · moderate
- County213 claims · moderate
- County211 claims · high
- County204 claims · moderate
- County198 claims · high
- County155 claims · moderate
- County152 claims · moderate
- County148 claims · high
- County116 claims · low
- County115 claims · moderate
- County107 claims · moderate
- County102 claims · low
- County99 claims · moderate
- County92 claims · moderate
- County88 claims · low
- County84 claims · high
- County83 claims · moderate
- County77 claims · moderate
- County77 claims · high
- County73 claims · high
- County72 claims · moderate
- County59 claims · moderate
- County54 claims · low
- County53 claims · moderate
- County53 claims · moderate
- County52 claims · moderate
- County52 claims · high
- County51 claims · moderate
- County49 claims · low
- County48 claims · moderate
- County47 claims · moderate
- County38 claims · moderate
- County37 claims · moderate
- County33 claims · moderate
- County33 claims · low
- County33 claims · moderate
- County31 claims · moderate
- County27 claims · moderate
- County24 claims · low
- County22 claims · moderate
- County21 claims · moderate
- County21 claims · moderate
- County21 claims · moderate
- County20 claims · low
- County20 claims · low
- County19 claims · moderate
- County18 claims · low
- County18 claims · low
- County17 claims · low
- County16 claims · moderate
- County16 claims · low
- County15 claims · low
- County13 claims · low
- County13 claims · low
- County13 claims · low
- County12 claims · low
- County12 claims · moderate
- County11 claims · low
- County10 claims · moderate
- County9 claims · low
- County9 claims · low
- County9 claims · low
- County8 claims · moderate
- County8 claims · low
- County4 claims · low
- County4 claims · low
- County4 claims · low
- County3 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County0 claims · low
- County0 claims · low
How to read this
Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.
Data sources
Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.