Flood risk in New Mexico
FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.
Counties with claims
24
of 28 reporting
Total NFIP claims
470
Total claims paid
$13,815,077
Active policies
1,764
Highest flood risk counties
Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.
- 1.Mora County14.83 / 1k
- 2.Lincoln County11.29 / 1k
- 3.San Miguel County5.87 / 1k
- 4.Chaves County2.58 / 1k
- 5.Catron County1.86 / 1k
- 6.Socorro County1.62 / 1k
- 7.Roosevelt County0.86 / 1k
- 8.Lea County0.86 / 1k
- 9.Valencia County0.80 / 1k
- 10.Otero County0.80 / 1k
Lowest flood risk counties
Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.
- 1.Luna County0.00 / 1k
- 2.Bernalillo County0.08 / 1k
- 3.Rio Arriba County0.14 / 1k
- 4.Eddy County0.18 / 1k
- 5.Grant County0.18 / 1k
- 6.McKinley County0.19 / 1k
- 7.Sandoval County0.24 / 1k
- 8.Taos County0.29 / 1k
- 9.Santa Fe County0.31 / 1k
- 10.San Juan County0.32 / 1k
Counties by historical claims
Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.
- County102 claims · high
- County68 claims · moderate
- County60 claims · moderate
- County31 claims · high
- County28 claims · low
- County23 claims · low
- County21 claims · low
- County21 claims · low
- County21 claims · low
- County19 claims · low
- County13 claims · low
- County13 claims · low
- County9 claims · low
- County8 claims · moderate
- County6 claims · low
- County4 claims · low
- County4 claims · low
- County4 claims · low
- County3 claims · moderate
- County3 claims · low
- County3 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
How to read this
Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.
Data sources
Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.