HomeRule
Run the numbers

Flood risk in Nevada

FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.

Counties with claims
11
of 16 reporting
Total NFIP claims
248
Total claims paid
$4,491,463
Active policies
1,401

Highest flood risk counties

Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.

  1. 1.Nye County2.20 / 1k
  2. 2.Douglas County1.90 / 1k
  3. 3.Lincoln County0.61 / 1k
  4. 4.Washoe County0.46 / 1k
  5. 5.Elko County0.32 / 1k
  6. 6.White Pine County0.30 / 1k
  7. 7.Humboldt County0.29 / 1k
  8. 8.Churchill County0.21 / 1k
  9. 9.Lyon County0.13 / 1k
  10. 10.Clark County0.07 / 1k

Lowest flood risk counties

Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.

  1. 1.Carson City0.04 / 1k
  2. 2.Clark County0.07 / 1k
  3. 3.Lyon County0.13 / 1k
  4. 4.Churchill County0.21 / 1k
  5. 5.Elko County0.32 / 1k
  6. 6.Washoe County0.46 / 1k
  7. 7.Douglas County1.90 / 1k
  8. 8.Nye County2.20 / 1k

Counties by historical claims

Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.

How to read this

Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.

Open FEMA Map Service CenterNevada cost overview

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.