Flood risk in Minnesota
FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.
Counties with claims
80
of 82 reporting
Total NFIP claims
1,209
Total claims paid
$16,775,498
Active policies
1,235
Highest flood risk counties
Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.
- 1.Big Stone County8.92 / 1k
- 2.Yellow Medicine County6.54 / 1k
- 3.Kittson County5.81 / 1k
- 4.Traverse County5.58 / 1k
- 5.Cottonwood County5.42 / 1k
- 6.Aitkin County5.15 / 1k
- 7.Norman County4.14 / 1k
- 8.Wabasha County3.58 / 1k
- 9.Le Sueur County3.35 / 1k
- 10.Clay County3.06 / 1k
Lowest flood risk counties
Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.
- 1.Itasca County0.06 / 1k
- 2.Beltrami County0.06 / 1k
- 3.Benton County0.06 / 1k
- 4.Cass County0.08 / 1k
- 5.Kandiyohi County0.12 / 1k
- 6.Anoka County0.13 / 1k
- 7.Crow Wing County0.14 / 1k
- 8.Ramsey County0.15 / 1k
- 9.Hennepin County0.16 / 1k
- 10.Isanti County0.19 / 1k
Counties by historical claims
Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.
- County85 claims · low
- County78 claims · moderate
- County73 claims · low
- County53 claims · low
- County46 claims · low
- County42 claims · moderate
- County40 claims · moderate
- County38 claims · moderate
- County35 claims · moderate
- County34 claims · moderate
- County33 claims · moderate
- County33 claims · low
- County31 claims · moderate
- County29 claims · moderate
- County28 claims · moderate
- County27 claims · low
- County26 claims · moderate
- County25 claims · moderate
- County22 claims · moderate
- County21 claims · low
- County21 claims · low
- County21 claims · moderate
- County20 claims · moderate
- County20 claims · moderate
- County18 claims · low
- County17 claims · moderate
- County17 claims · low
- County13 claims · moderate
- County12 claims · low
- County11 claims · moderate
- County11 claims · moderate
- County10 claims · moderate
- County10 claims · moderate
- County10 claims · moderate
- County9 claims · moderate
- County9 claims · low
- County9 claims · low
- County9 claims · moderate
- County9 claims · moderate
- County8 claims · moderate
- County8 claims · moderate
- County8 claims · low
- County7 claims · low
- County7 claims · moderate
- County7 claims · moderate
- County7 claims · low
- County7 claims · moderate
- County6 claims · moderate
- County6 claims · moderate
- County5 claims · low
- County5 claims · low
- County5 claims · low
- County5 claims · low
- County5 claims · low
- County4 claims · low
- County4 claims · low
- County4 claims · moderate
- County4 claims · low
- County4 claims · low
- County4 claims · low
- County4 claims · moderate
- County4 claims · low
- County3 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County0 claims · low
- County0 claims · low
How to read this
Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.
Data sources
Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.