Flood risk in Kentucky
FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.
Counties with claims
108
of 115 reporting
Total NFIP claims
4,950
Total claims paid
$133,386,679
Active policies
2,673
Highest flood risk counties
Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.
- 1.Floyd County25.49 / 1k
- 2.Martin County15.97 / 1k
- 3.Pike County14.98 / 1k
- 4.Breathitt County13.38 / 1k
- 5.Oldham County13.06 / 1k
- 6.Bourbon County12.52 / 1k
- 7.Woodford County12.10 / 1k
- 8.Bell County10.89 / 1k
- 9.Rowan County10.61 / 1k
- 10.Greenup County9.74 / 1k
Lowest flood risk counties
Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.
- 1.Grant County0.00 / 1k
- 2.Barren County0.17 / 1k
- 3.Boone County0.20 / 1k
- 4.Taylor County0.20 / 1k
- 5.Muhlenberg County0.25 / 1k
- 6.Laurel County0.26 / 1k
- 7.Fayette County0.37 / 1k
- 8.Grayson County0.41 / 1k
- 9.Whitley County0.46 / 1k
- 10.Calloway County0.47 / 1k
Counties by historical claims
Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.
- County931 claims · moderate
- County364 claims · high
- County359 claims · high
- County289 claims · high
- County213 claims · moderate
- County141 claims · moderate
- County129 claims · moderate
- County127 claims · high
- County116 claims · moderate
- County103 claims · high
- County101 claims · high
- County95 claims · high
- County90 claims · moderate
- County83 claims · moderate
- County74 claims · high
- County73 claims · moderate
- County72 claims · moderate
- County72 claims · moderate
- County72 claims · moderate
- County70 claims · moderate
- County63 claims · moderate
- County62 claims · moderate
- County60 claims · high
- County57 claims · moderate
- County52 claims · low
- County50 claims · low
- County49 claims · moderate
- County48 claims · moderate
- County47 claims · moderate
- County44 claims · moderate
- County36 claims · low
- County35 claims · moderate
- County32 claims · moderate
- County31 claims · moderate
- County30 claims · moderate
- County27 claims · moderate
- County27 claims · moderate
- County27 claims · moderate
- County26 claims · moderate
- County25 claims · moderate
- County25 claims · moderate
- County24 claims · moderate
- County23 claims · moderate
- County22 claims · moderate
- County20 claims · moderate
- County20 claims · moderate
- County19 claims · moderate
- County15 claims · moderate
- Anderson County14 claims · moderate
- County14 claims · low
- County14 claims · moderate
- County14 claims · moderate
- County12 claims · moderate
- County12 claims · moderate
- County11 claims · moderate
- County11 claims · moderate
- County11 claims · moderate
- County11 claims · moderate
- County11 claims · moderate
- County10 claims · low
- County10 claims · low
- County10 claims · moderate
- County10 claims · moderate
- County10 claims · low
- County10 claims · moderate
- County9 claims · moderate
- County9 claims · moderate
- County9 claims · moderate
- County9 claims · moderate
- County8 claims · low
- County7 claims · low
- County7 claims · low
- County7 claims · moderate
- County7 claims · moderate
- County6 claims · low
- County6 claims · moderate
- County6 claims · low
- County5 claims · moderate
- Ballard County5 claims · moderate
- County5 claims · moderate
- County5 claims · low
- County5 claims · low
- County5 claims · moderate
- County5 claims · low
- Allen County4 claims · low
- County4 claims · low
- County4 claims · low
- County4 claims · low
- County4 claims · low
- County4 claims · low
- County3 claims · low
- County3 claims · low
- County3 claims · low
- County3 claims · low
- County3 claims · low
- County3 claims · moderate
- County3 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County2 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- County1 claims · low
- Adair County1 claims · low
- County1 claims · low
- County1 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
- County0 claims · low
How to read this
Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.
Data sources
Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.