Flood risk in Indiana
FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.
Counties with claims
86
of 92 reporting
Total NFIP claims
2,177
Total claims paid
$41,196,711
Active policies
3,102
Highest flood risk counties
Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.
- 1.Carroll County7.03 / 1k
- 2.Jefferson County5.35 / 1k
- 3.Brown County4.56 / 1k
- 4.Tipton County4.54 / 1k
- 5.Switzerland County4.49 / 1k
- 6.Pulaski County4.17 / 1k
- 7.Harrison County3.87 / 1k
- 8.Clark County3.72 / 1k
- 9.White County3.65 / 1k
- 10.Posey County2.85 / 1k
Lowest flood risk counties
Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.
- 1.Jennings County0.00 / 1k
- 2.Steuben County0.07 / 1k
- 3.Daviess County0.09 / 1k
- 4.DeKalb County0.12 / 1k
- 5.Washington County0.18 / 1k
- 6.LaPorte County0.19 / 1k
- 7.Lawrence County0.21 / 1k
- 8.St. Joseph County0.21 / 1k
- 9.Greene County0.24 / 1k
- 10.Hendricks County0.25 / 1k
Counties by historical claims
Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.
- Marion County267 claims · low
- Clark County178 claims · moderate
- Vanderburgh County109 claims · moderate
- Allen County96 claims · low
- Lake County74 claims · low
- Jefferson County69 claims · moderate
- Howard County64 claims · moderate
- Elkhart County58 claims · low
- Harrison County57 claims · moderate
- Carroll County56 claims · moderate
- Hamilton County52 claims · low
- Johnson County49 claims · low
- Monroe County44 claims · low
- Shelby County43 claims · moderate
- Vigo County43 claims · moderate
- Delaware County41 claims · low
- Noble County41 claims · moderate
- Floyd County40 claims · moderate
- Boone County39 claims · moderate
- White County36 claims · moderate
- Huntington County35 claims · moderate
- Brown County30 claims · moderate
- Posey County29 claims · moderate
- Tipton County28 claims · moderate
- Tippecanoe County26 claims · low
- Bartholomew County26 claims · low
- Kosciusko County25 claims · low
- Porter County24 claims · low
- Madison County23 claims · low
- Morgan County23 claims · low
- St. Joseph County23 claims · low
- Hancock County22 claims · low
- Pulaski County20 claims · moderate
- Dearborn County19 claims · low
- Switzerland County17 claims · moderate
- Wabash County16 claims · moderate
- Hendricks County16 claims · low
- Jay County13 claims · moderate
- Cass County13 claims · low
- LaGrange County13 claims · moderate
- Warrick County13 claims · low
- Grant County13 claims · low
- Adams County12 claims · low
- Wayne County12 claims · low
- Montgomery County12 claims · low
- Jackson County11 claims · low
- Perry County11 claims · moderate
- Crawford County11 claims · moderate
- Orange County11 claims · moderate
- Gibson County10 claims · low
- Fulton County9 claims · moderate
- Marshall County9 claims · low
- Starke County9 claims · moderate
- Newton County8 claims · moderate
- LaPorte County8 claims · low
- Knox County8 claims · low
- Jasper County7 claims · low
- Spencer County7 claims · low
- Franklin County7 claims · low
- Dubois County7 claims · low
- Owen County7 claims · low
- Miami County6 claims · low
- Decatur County6 claims · low
- Clay County6 claims · low
- Putnam County5 claims · low
- Henry County5 claims · low
- Whitley County5 claims · low
- Wells County4 claims · low
- Ripley County4 claims · low
- Clinton County4 claims · low
- Lawrence County4 claims · low
- Randolph County3 claims · low
- Greene County3 claims · low
- Fayette County3 claims · low
- Martin County2 claims · low
- Vermillion County2 claims · low
- Ohio County2 claims · low
- Scott County2 claims · low
- DeKalb County2 claims · low
- Parke County2 claims · low
- Rush County2 claims · low
- Washington County2 claims · low
- Steuben County1 claims · low
- Daviess County1 claims · low
- Sullivan County1 claims · low
- Fountain County1 claims · low
- County0 claims · low
- Blackford County0 claims · low
- Jennings County0 claims · low
- Pike County0 claims · low
- Warren County0 claims · low
- Union County0 claims · low
How to read this
Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.
Data sources
Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.