Flood risk in Hawaii
FEMA NFIP historical claims and active policies aggregated by county. Pick a county to see total paid, average claim amount, and active policy count.
Counties with claims
4
of 5 reporting
Total NFIP claims
850
Total claims paid
$34,321,725
Active policies
2,012
Highest flood risk counties
Claims per 1,000 housing units. Higher means a larger share of homes have a documented claim on file.
- 1.Kauai County8.49 / 1k
- 2.Maui County2.52 / 1k
- 3.Hawaii County1.59 / 1k
- 4.Honolulu County1.20 / 1k
Lowest flood risk counties
Claims per 1,000 housing units, restricted to counties of at least 25,000 residents.
- 1.Honolulu County1.20 / 1k
- 2.Hawaii County1.59 / 1k
- 3.Maui County2.52 / 1k
- 4.Kauai County8.49 / 1k
Counties by historical claims
Sorted by total claims, highest first. Historical totals do not capture uninsured properties or future climate shifts.
How to read this
Historical claims show where NFIP-insured properties have actually filed. They under-count uninsured properties and don't forecast future risk from climate, upstream development, or new mitigation projects. For parcel-specific flood-zone designations, use FEMA's Map Service Center.
Data sources
Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.