Cost of homeownership in Illinois
State averages from Census ACS, energy costs from DOE EIA, and appreciation from FHFA. County-level detail is below.
Home price trend
FHFA House Price Index, quarterly.
Most expensive counties
- 1.DuPage County$361,700
- 2.Lake County$313,700
- 3.Cook County$293,700
- 4.Kane County$290,100
- 5.Kendall County$288,100
- 6.Will County$283,600
- 7.McHenry County$270,600
- 8.Monroe County$254,100
- 9.Grundy County$245,400
- 10.DeKalb County$218,600
Most affordable counties
- 1.Edwards County12.4%
- 2.Lawrence County12.5%
- 3.Greene County12.7%
- 4.Henderson County12.9%
- 5.Scott County12.9%
- 6.Gallatin County13.2%
- 7.Calhoun County13.2%
- 8.Saline County13.4%
- 9.Vermilion County13.5%
- 10.Richland County13.5%
DOE EIA residential average.
Residential baseline.
IRS SOI · TY 2022, state-level avg.
All counties in Illinois
- Cook County
- DuPage County
- Lake County
- Will County
- Kane County
- McHenry County
- Winnebago County
- Madison County
- St. Clair County
- Champaign County
- Sangamon County
- Peoria County
- McLean County
- Rock Island County
- Kendall County
- Tazewell County
- LaSalle County
- Kankakee County
- Macon County
- DeKalb County
- Vermilion County
- Williamson County
- Adams County
- Whiteside County
- Boone County
- Jackson County
- Grundy County
- Ogle County
- Knox County
- Henry County
- Coles County
- Macoupin County
- Stephenson County
- Woodford County
- Franklin County
- Marion County
- Jefferson County
- Clinton County
- Livingston County
- Monroe County
- Effingham County
- Lee County
- Christian County
- Fulton County
- Bureau County
- Morgan County
- Randolph County
- Montgomery County
- Logan County
- McDonough County
- Iroquois County
- Saline County
- Jo Daviess County
- Fayette County
- Jersey County
- Shelby County
- Perry County
- Douglas County
- Crawford County
- Hancock County
- Union County
- Edgar County
- Warren County
- Bond County
- Piatt County
- Wayne County
- Richland County
- Mercer County
- Carroll County
- De Witt County
- Clark County
- Lawrence County
- Pike County
- Moultrie County
- Massac County
- White County
- Washington County
- Ford County
- Johnson County
- Clay County
- Mason County
- Cass County
- Menard County
- Greene County
- Marshall County
- Wabash County
- Cumberland County
- Jasper County
- Hamilton County
- Schuyler County
- Henderson County
- Brown County
- Edwards County
- Putnam County
- Stark County
- Alexander County
- Pulaski County
- Gallatin County
- Scott County
- Calhoun County
- Pope County
- Hardin County
Frequently asked questions
How much does it cost to own a home in Illinois?
Based on Census ACS, the state average home value in Illinois is $139,829, with median annual property tax around $2,720. Your actual cost depends on county and property.
What is the property tax in Illinois?
Property tax rates vary by county. Illinois's state average sits at roughly $2,720 per year on a median home. See county-level pages for local rates.
How fast are home prices appreciating in Illinois?
FHFA House Price Index data shows Illinois appreciating 6.1% over the last year and 48.5% over the last five years.
Is homeownership high in Illinois?
Illinois's homeownership rate is 75.4% (Census ACS). The share of owner-occupied units varies widely across counties.