HomeRule

Cost of homeownership in Idaho

State averages from Census ACS, energy costs from DOE EIA, and appreciation from FHFA. County-level detail is below.

Avg home value
$273,573
Avg property tax
$1,449
Homeownership rate
74.6%
1yr appreciation
-1.0%

Home price trend

FHFA House Price Index, quarterly.

Most expensive counties

  1. 1.Blaine County$558,600
  2. 2.Teton County$479,800
  3. 3.Valley County$471,000
  4. 4.Ada County$423,500
  5. 5.Kootenai County$407,000
  6. 6.Bonner County$378,200
  7. 7.Boise County$369,300
  8. 8.Gem County$324,700
  9. 9.Madison County$324,300
  10. 10.Boundary County$318,600

Most affordable counties

  1. 1.Clark County13.5%
  2. 2.Adams County13.7%
  3. 3.Bear Lake County13.8%
  4. 4.Cassia County13.9%
  5. 5.Caribou County13.9%
  6. 6.Franklin County14.0%
  7. 7.Idaho County14.1%
  8. 8.Clearwater County14.9%
  9. 9.Oneida County14.9%
  10. 10.Bingham County15.0%
Avg electricity
11.8¢/kWh

DOE EIA residential average.

Avg annual energy cost
$1,277

Residential baseline.

Avg mortgage interest deduction
Pending

IRS SOI, state-level avg.

All counties in Idaho

Frequently asked questions

How much does it cost to own a home in Idaho?

Based on Census ACS, the state average home value in Idaho is $273,573, with median annual property tax around $1,449. Your actual cost depends on county and property.

What is the property tax in Idaho?

Property tax rates vary by county. Idaho's state average sits at roughly $1,449 per year on a median home. See county-level pages for local rates.

How fast are home prices appreciating in Idaho?

FHFA House Price Index data shows Idaho appreciating -1.0% over the last year and 39.6% over the last five years.

Is homeownership high in Idaho?

Idaho's homeownership rate is 74.6% (Census ACS). The share of owner-occupied units varies widely across counties.

Data sources

Disclaimer. HomeRule is not a real estate agent, lender, appraiser, or financial advisor. This content is for educational and informational purposes only. Actual costs vary significantly by property, location, and individual circumstances. Consult qualified professionals for personalized advice.