Cost of homeownership in Alabama
State averages from Census ACS, energy costs from DOE EIA, and appreciation from FHFA. County-level detail is below.
Home price trend
FHFA House Price Index, quarterly.
Most expensive counties
- 1.Shelby County$276,500
- 2.Baldwin County$266,000
- 3.Madison County$242,900
- 4.Limestone County$229,400
- 5.Lee County$224,400
- 6.Tuscaloosa County$218,800
- 7.Jefferson County$208,900
- 8.St. Clair County$202,000
- 9.Elmore County$200,400
- 10.Autauga County$191,800
Most affordable counties
- 1.Conecuh County11.5%
- 2.Lamar County12.4%
- 3.Dale County12.6%
- 4.Coosa County12.6%
- 5.Geneva County12.7%
- 6.Fayette County12.7%
- 7.Lawrence County12.9%
- 8.Lauderdale County13.1%
- 9.Washington County13.1%
- 10.Choctaw County13.1%
DOE EIA residential average.
Residential baseline.
IRS SOI · TY 2022, state-level avg.
All counties in Alabama
- Jefferson County
- Mobile County
- Madison County
- Baldwin County
- Tuscaloosa County
- Montgomery County
- Shelby County
- Lee County
- Morgan County
- Calhoun County
- Houston County
- Limestone County
- Etowah County
- Marshall County
- Lauderdale County
- St. Clair County
- Cullman County
- Elmore County
- Talladega County
- DeKalb County
- Walker County
- Blount County
- Russell County
- Autauga County
- Colbert County
- Coffee County
- Jackson County
- Dale County
- Chilton County
- Tallapoosa County
- Dallas County
- Covington County
- Escambia County
- Chambers County
- Lawrence County
- Pike County
- Franklin County
- Marion County
- Geneva County
- Cherokee County
- Barbour County
- Winston County
- Clarke County
- Bibb County
- Randolph County
- Monroe County
- Macon County
- Marengo County
- Butler County
- Pickens County
- Henry County
- Fayette County
- Washington County
- Cleburne County
- Hale County
- Clay County
- Lamar County
- Crenshaw County
- Choctaw County
- Sumter County
- Conecuh County
- Wilcox County
- Coosa County
- Bullock County
- Lowndes County
- Perry County
- Greene County
Frequently asked questions
How much does it cost to own a home in Alabama?
Based on Census ACS, the state average home value in Alabama is $140,207, with median annual property tax around $485. Your actual cost depends on county and property.
What is the property tax in Alabama?
Property tax rates vary by county. Alabama's state average sits at roughly $485 per year on a median home. See county-level pages for local rates.
How fast are home prices appreciating in Alabama?
FHFA House Price Index data shows Alabama appreciating 2.6% over the last year and 44.4% over the last five years.
Is homeownership high in Alabama?
Alabama's homeownership rate is 72.9% (Census ACS). The share of owner-occupied units varies widely across counties.